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Reserved Housing

"Reserved Housing" refers to the Hawai‘i Community Development Authority (HCDA) Reserved Housing program that helps qualifying residents purchase homes, mainly condos in Kaka‘ako, for less than market rates.

Below are the general requirements to qualify:

Reserved Housing Occupancy Requirements

You must reside in the unit. The length of time varies on your annual earnings measured against AMI (Area median income):

Time may vary on a case-by-case basis.

2022 Area Median Income (AMI) Table

This table only refers to asset limits for Reserved Housing only.

Income 1 person 2 people 3 people 4 people 5 person 6 people 7 people 8 people
80% $73,150 $83,600 $94,050 $104,500 $112,900 $121,250 $129,600 $137,950
100% $79,300 $90,650 $101,950 $113,300 $122,350 $131,450 $140,500 $149,550
110% $87,250 $99,700 $112,200 $124,650 $134,600 $144,600 $154,550 $164,550
120% $95,150 $108,750 $122,350 $135,950 $146,850 $157,700 $168,600 $179,450
130% $103,100 $117,850 $132,550 $147,300 $159,100 $170,850 $182,650 $194,450
140% $111,000 $126,900 $142,750 $158,600 $171,300 $184,000 $196,650 $209,350